What is Considered Harassment By a Debt Collector?

Harassment by a debt collector can be found in the form of calls, threats of violence or constant mail. Keep records of all of the communication you have with a debt collector. If you or a loved one suspect that you are being harassed by a debt creditor and want action taken, it’s time to contact one of our professional lawyers to represent you.

Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act says that debt collectors cannot oppress, harass or abuse you or anyone else that they contact. Some examples of this include repetitious phone calls, using profane language, threats of harm, calling you without telling you who they are and publishing lists of people who haven’t paid their debt. You can sue this debt collector for violations of the FDCPA. If you sue and win, they will have to pay your attorney’s fees and also damages as well.

Debt collectors also cannot use false, misleading or deceptive practices regarding the amount of debt you owe, false threats to have you arrested or threats to do things that they can’t legally do or that they have no intention of doing. This is why it’s important to keep a file of all communication with a debt collector, with the dates, contact information of who you spoke to, and times of conversations along with notes on the conversation.

Contact a Professional Attorney to Represent You When You’re Being Harassed

If you or a loved one are being harassed by a debt collector, you can submit a complaint online with the help of one of our attorneys. We can pursue justice for you and to ensure that you aren’t harassed any longer. We serve the Boca Raton area and work diligently to get our legal clients the results they deserve. To learn more about our legal services and to schedule a legal consultation today, call our law office at 561-245-4705.

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